My wife mostly used her Kyocera phone for text messaging, making a few wireless calls here and there. So she went with the per minute deals. Everything was prepaid and we usually got her a $20 topup Virgin Mobile Prepaid card every month or so.
Pay as you go cell phone plans are a good alternative for those who do not want a contract or do not need extra features. It is also helps those with credit that is not perfect.
Virgin Mobile Prepaid LG Rumor2 Cell Phone with Bonus Car Charger